Okay so I saw this Taurus money horoscope for August pop up on my feed. Honestly? Not big on horoscopes usually. But hey, money talk always catches my eye, and August felt rough so far, wallet-wise. Figured maybe there was something useful, even just a kick in the butt. Here’s exactly what I did with those tips.
First thing this morning, I actually sat down with my lukewarm coffee and read the whole thing. Not just skimmed, like properly read. Key takeaways screamed at me:
- Focus on stable, boring investments? Okay, boring’s safe.
- Review budget like, seriously? Ugh, fine.
- Resist impulse buys? My weakness!
- Build “practical abundance”. Whatever that means… maybe just save?
The Wallet Lockdown Experiment
The “resist impulses” hit hard. My phone is basically an impulse buy machine. So, crazy move: I took my physical wallet out of retirement. Dusted it off! Then, I pulled out $50 cash from the ATM – felt weirdly old-school. Left my debit card AND credit cards at home. Just the cash and my ID. Phone payment apps? Nope. Uninstalled the fast food delivery apps immediately. Felt drastic, but necessary. Went to the grocery store after work. Stared longingly at the fancy cheese aisle. Looked at my wallet. Got pasta and sauce instead. Total spent: $12.75. Felt… weirdly powerful? Later, almost caved for online sushi. Couldn’t pay without the card details! Result: Ate leftovers. Score one for the horoscope.
Facing the Budget Monster
“Review budget” was staring me down. I hate spreadsheets. Avoid them like the plague. But I dragged out my laptop. Opened that damn dusty Excel file last updated in… maybe May? Plugged in my bank login, watched the transactions flood in. Reality check: My “Coffee & Treats” category last month? Embarrassing. Like, “did I open a cafe?” levels. I went through EVERY charge from July. Highlighted all the stupid little $3, $5, $8 purchases. Added them up. Yikes. Made a new rule: small daily wants gotta come from that $50 cash. When it’s gone, it’s gone. Put a sticky note on my monitor: “CASH ONLY FOR STUPID STUFF!”. Gave up halfway trying to forecast August, but at least I know where July vanished.
The “Boring Investment” Tweak
The stable investment thing got me thinking. I have this robo-investor app set to “aggressive”. Which basically means it swings wildly with my emotions. August’s tip? Calm down. Go boring. So this afternoon, I logged in, sighed, and clicked off “Aggressive”. Switched it to “Balanced”. Less potential upside, way less downside drama. Feels… safer? Less exciting, sure. But after seeing my impulse spending total, boring feels smart. Stocks took a dive yesterday, normally I’d freak out. This time? My balanced portfolio just shrugged. Phew.
One Week Down – How’s It Going?
Cash wallet? Carried it every day since. Still feels awkward. Forgot it buying gas once and had to sheepishly run back to the car. Old habits die hard. The budget review was painful but needed. Seeing those numbers shamed me into packing lunch twice. Ordered takeout ONCE, paid cash – still count it as a win versus last week. Saved about $80 already just by not doing the small stupid buys. That app switch? Jury’s out, but my stress level feels lower already. Maybe being a stubborn Taurus actually works? Horoscope gave me the kick I needed. Let’s see if I survive the whole month like this!
